INScompanies Blog

LAKE FOREST, Ill.; November 4, 2005 — Trustmark Mutual Holding Co. (Trustmark) announced today that it will offer the MyHSA product from Charles Schwab Trust Company and Alliance Benefit Group of Illinois. Trustmark, through its CoreSource, Starmark, Trustmark Group Insurance and Trustmark Affinity Markets subsidiaries, provides consumer-directed products to companies with two to more than 3,000 employees.

MyHSA is a Health Savings Account program (HSA) that offers participants a fully integrated menu of mutual fund investment choices in addition to a fixed rate of return option. Employee contributions can be made directly or through pretax payroll deductions, and employers may contribute to the MyHSA accounts with savings from reduced premiums in either fixed dollar amounts or by matching contributions, as they do with 401(k) plans. The Charles Schwab Trust Company serves as the custodian for MyHSA, while the Alliance Benefit Group of Illinois serves as the program’s delivery source.

Earlier this year, Trustmark completed a thorough review of the HSA custodian marketplace. “We picked the MyHSA product offered through Charles Schwab Trust Company and Alliance Benefit Group of Illinois for its unique approach to the HSA, which emphasizes the savings and account-building benefits of these funds,” said Carol Egan, Trustmark’s Second Vice President, Consumer-Centered Health Strategy. “We believe partnering with Schwab and ABG will further strengthen Trustmark’s position as the consumer-directed health plan provider that’s truly focused on the consumer.”

Health Savings Accounts (HSAs) have steadily gained momentum in the marketplace since the Medicare Prescription Drug and Modernization Act made them possible at the beginning of 2004. In a recent survey of more than 500 employers conducted by Hewitt Associates, 57 percent said they are considering HSAs. With such popularity, HSAs have begun to evolve from merely a bank deposit account into an investment account.

“MyHSA combined with Trustmark’s Consumer Directed Health Care products is the ideal solution for employers who are concerned about escalating healthcare costs,” said John Blossom, president of Alliance Benefit Group of Illinois. “Alliance Benefit Group of Illinois is pleased to participate in Trustmark’s market leadership as a high deductible healthcare plan provider. A Trustmark, Charles Schwab, and Alliance Benefit Group of Illinois healthcare solution is a great answer for any employer group.”

ABOUT TRUSTMARK MUTUAL HOLDING CO.

Trustmark Mutual Holding Company, through its subsidiaries, is licensed nationwide to offer a broad line of life, medical, managed care, dental, disability, critical illness and benefit administration products and services to groups and individuals. Subsidiaries and operating divisions include Trustmark Insurance Company, Trustmark Life Insurance Company, CoreSource, Starmark, Trustmark Group Insurance, Trustmark Group Select, Trustmark Affinity Markets and Trustmark Voluntary Benefit Solutions. Trustmark Mutual Holding Company has assets of more than $1.9 billion and administers more than $3 billion in health and life benefits annually. Additional information about Trustmark can be found at www.trustmarkcompanies.com.

ABOUT ALLIANCE BENEFIT GROUP

Alliance Benefit Group has independently owned and operated offices in more than 15 cities across the United States and has been administering participant directed retirement programs and Flexible Spending Account (FSA) programs for more than 20 years. The ABG national network provides daily valuation recordkeeping for over $4 billion of participant accounts. Alliance Benefit Group strives to provide employers with the “perfect plan” through knowledge and independence.

LAKE FOREST, Ill., Feb. 17, 2006 — Trustmark Voluntary Benefit Solutions, a leading provider of payroll-deducted voluntary benefits, is launching a new Universal Life product that pays more Living Benefits for long term care to address changing needs in today’s voluntary life and long term care marketplace. Trustmark has doubled the monthly benefit for home healthcare and adult day care, and has added an assisted living benefit to its new flagship voluntary universal life product.

Trustmark’s new Universal Life with Living Benefits accelerates 4 percent of the death benefit monthly for assisted living, home healthcare, adult day care, and nursing home care, expanding an already comprehensive package of long term care benefits. “We’re witnessing growth in demand for long term care as life expectancy increases and the Baby Boom generation moves into its elder years,” said Janet Buzil, Trustmark’s Second Vice President of Marketing and Product Management. “We’re specifically responding to the need for stronger home healthcare, assisted living, and adult day care benefits. This level of Living Benefits, within a life insurance policy, was previously unavailable in the voluntary market.”

“As the only carrier that packages Living Benefits for LTC with Death Benefit Restoration and LTC Extension of Benefits, our insureds and their families can receive both the full death benefit and 50 months of long term care benefits — that’s three times the face amount of their policy,” said Joe Pray, Trustmark’s Vice President of Sales and Marketing. “With long term care built into the life policy and purchased through payroll deduction, we offer a convenient, affordable way for people to get the protection they need.”

Along with more Living Benefits, Trustmark’s new Universal Life plan provides guaranteed issue coverage, superior cash values across a wider range of interest rate environments, and improved mortality performance based on longer life spans. Trustmark’s maximum issue age has also been raised to age 80, and maximum benefits increased to $300,000.

Trustmark’s Universal Life with Living Benefits is one of three new life insurance plans from Trustmark, which also include Trustmark’s Guaranteed Universal Life and Trustmark’s Universal LifeEvents®.

All plans are available now for March 2006 enrollments. For more information on voluntary benefits for employers with 100 or more employees, contact your Trustmark Voluntary Benefit Solutions Sales Representative at (800) 840-4692.

About the Trustmark Companies
Backed by more than 90 years serving the voluntary market, Trustmark Voluntary Benefit Solutions specializes in voluntary benefits, including Life, Critical Illness, Dental and Disability. All plans are underwritten by Trustmark Insurance Company, a subsidiary of Trustmark Mutual Holding Company. Through its subsidiaries and operating divisions, Trustmark Mutual Holding Company offers a full line of health, life and benefit administration products and services to groups and individuals. Trustmark Mutual Holding Company has assets of more than $1.9 billion and is based in Lake Forest, Ill.